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Products & Services
Leveraging technology to make it easier for businesses and people to transact.
Security is the most important aspect of atom IVR technology. atom IVR uses advanced encryption standards namely, a 128 Bit cipher block chaining for routing transactions using secure VPN connectivity. atom applications follow 3DES security standards.
atom leverages cutting edge technologies to help consumers simplify their lives through easy contactless and cashless transactions. Our solutions benefit diverse segments of Indian society from large corporations and small businesses to individuals in urban and rural regions.
- atom mobile payments solution: A JAVA/J2ME based mobile application which enables consumers to pay for products and services using a credit or debit card through a mobile phone.
- atom IVR (Interactive Voice Response) payments solution: atom IVR enables payments over the phone just by entering card details on a keypad of any landline or mobile phone.
- POS merchants acquiring: This is a first EMV (Euro MasterCard Visa) and PSR (Pin Security Requirement) standard compliant POS terminal technology in India. atom provides end-to-end solutions for POS based merchant acquiring to banks in India.
- Financial Inclusion (FI) for banks: atom helps banks to increase their reach in rural areas by cost effective technology solutions that go beyond traditional brick and mortar banking. atom channelizes services to the banks’ customers by leveraging its rural retail footprint through its section 25 company called Grameen Pragati providing Business Correspondent services.
- Microfinance Institutions (MFI) solution: atom’s microfinance solution is a mobile based application which enables microfinance institutions to track and record their customers’ transaction details from rural areas conveniently.
