Payment Gateway Charges

Most affordable pricing and competitive payment gateway charges to upkeep
our vision of providing online payment solutions to every business.

The payment gateway charges of atom are one of the most affordable in the industry. Enjoy a seamless transaction experience when using atom’s online payment gateway. Our integrated payment gateway system is your one stop solution, for all your business payment needs. You can accept payment via Debit card, Credit card (Domestic & International), Net banking, UPI, BharatQR, Challan, Bank’s IMPS & RTGS, Wallets etc. Whether you are just starting your enterprise, a medium or a big player in the market, at atom we have the provision to give you the best pricing for our payment gateway service. Apart from pricing, security and customer service is a major concern while choosing payment gateway. At atom we take utmost care in providing every merchant a secured payment gateway with constant customer support for their digital payment needs.

Simple Pricing with No hidden charges!

   Credit Cards (Domestic)
includes VISA, Master Card, Maestro, RuPay

1.99% + ₹ 3

   Debit Cards
includes VISA, Master Card, Maestro, RuPay


   Net Banking
for more than 50 banks registered with us

1.99% + ₹ 3

9+ popular digital wallets including Freecharge and Mobikwik


   Major Bank's EMI Options
HDFC, SBI, AXIS Bank, HSBC etc...

Available on request

   Bank's IMPS
ICICI, Axis, SBI, HDFC etc...


   American Express EMI, JCB & Diners Club


   Credit Cards (International)
includes VISA and Master Card


   Annual Software Upgradation Charges

₹ 5000

   Integration Charges
one time

₹ 10000

Payment gateway charges comparison

Our payment gateway pricing is quite affordable when you compare it with other digital payment providers. Most of the digital payments happen through debit cards. Hence keeping this consumer behaviour in mind, we have developed our unique pricing plan for debit cards for giving greater support to the merchants, where we charge zero MDR for debit card transactions below Rs 2000.

Payment Options atom technologies Other payment gateways
Debit Card Payments below 2000 0.50% 2% + GST (18%)
Debit Card Payments above 2000 1% 2%
Credit Card Payments (Domestic) 1.99% 2% to 2.25%
Net Banking Charges 1.8% 2%
EMI Option Available Varies
Minimum Commitment No Commitment Varies

Custom payment gateway pricing for merchants

Do you handle large volume of transactions? Then we have a customized plan for you. Get in touch with us to avail customised payment gateway pricing.

payment gateway charges